Property Sales and Rentals
CaileyAnn Human Capital Consulting extended its scope with a Real Estate function focusing on property sales and rentals hence the CaileyAnn Academy and Properties. The CEO, Ms Mary-Ann Mosoeunyane is the leading group Principal. The real estate division covers the following:
Gauteng
- Midstream Estates
- Thatch field Estates
- Amber field Estate
- The Reeds
- Savana Hills
- Heron Hills Estate
Eastern Cape
- Port Elizabeth
- East London
At CaileyAnn, we have developed extensive knowledge and understanding of the greater Midstream Estates market and as such, we specialise in the sale of residential and development properties in the whole of Midstream Estate. We help home buyers and renters find apartments, houses, townhouses, vacant land, and farms. CaileyAnn offers exceptional services, our experienced agents focus all their efforts on servicing the property needs of the greater Estates market and we pride ourselves on having a large dedicated team.
Special Home Loan Offers
We have a range of specialised home loan packages that are available to qualifying clients. These include our 100% home loan, which assists those who are unable to put down a deposit, as well as our Affordable Housing Package which is available to clients earning as little as R8000 joint household income.
We have special packages for government employees through the Government Employees Housing Scheme (GEHS). This includes a competitive GEHS Home Loan package as well as our special Housing Access Loan for properties that are not able to be bonded.
Find out more below – should you require any assistance in deciding on the best home finance option for you, feel free to contact one of our expert home loan consultants, who will gladly discuss the options available to you.
Affordable Housing Package
The dream of homeownership is shared by most families, regardless of the income earned by the household. To make this dream a reality, SA Home Loans offers a tailor-made home finance package to the majority of families.
We also provide affordable housing solutions that are more accessible to households with a combined minimum income of R8 000 per month.
Our package can finance up to 100% of your purchase price and enables families that do not have a deposit to pay for affordable housing offered by developers, estate agents, and other private sellers.
Included in our offering are:
- The guidance, service, and support from your SA Home Loans property finance consultant at every step of your application
- Free online homeowners education course
- Protection products to ensure that your homeownership journey is a pleasant experience
Variable Home Loan
A home loan with competitive interest rates, that covers up to 100% of the purchase price:
- Flexible term up to 20 years.
- A variable preferential interest rate, tailored to your risk profile.
- Up to 100% of the purchase price, depending on your risk profile.
- Bond attorney costs are discounted by 50% unless they are covered by the developer.
- Payment options for Debit orders or Salary Stop Orders (for government employees).
- Access to surplus funds on the value of your property, which is available through a variety of further lending options after your home loan is established.
Support and Protection
Support throughout the application process and protection products that offer you peace of mind:
Property finance consultants, who are home loan experts provided by SA Home Loans guide and assist you during the bond application process. They will help you in completing the application form and collect the documents required for your credit assessment. Moreover, they can keep you updated on the status of your home loan application.
Free access to My New Home. This online course of 5 modules provides all the information new homeowners need to feel empowered and succeed in their property-buying journey.
Access to Home Owners Cover, an affordable insurance plan that covers any loss or damage to your property. This specifically applies to damages caused by an unforeseen event and is conveniently managed off your home loan account.
Access to the Bond Protection Plan. This life insurance plan provides you with the reassurance that you will not lose your home in the unfortunate case of your death or disability.